Annuity Quotes

If you have found this page it is probably because you want to get a personalised annuity quote or shop around for the best annuity rate.

I get a daily feed of the latest annuity rates from all the top providers which I use for my best buy tables and to produce my unique annuity charts which are used by many organisations and individuals to monitor annuity trends. I get personalised quotes from a ‘real time’ annuity quotation service which means that I get the very best annuity rates in the market.

if you would like a free and without commitment annuity quotation please contact me and usually I can reply immediately.

I am in the process of setting up my own 'real time' annuity calculator but in the meantime you can use the annuity calculator on the Money Helper website  (an arm’s-length body of HM Government) at www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/compare-annuities

Use the Money Helper annuity calculator

Some websites tease you by offering instant annuity quotes but behind the scenes there will be an eager salesperson who will try and sell you an annuity. I am not an annuity salesman, just someone who wants to help you make the right decisions and then get the highest annuity rates.

Here are some helpful Q&As about annuity quotations:

How do I get the highest annuity quote and do all annuity brokers or advisers give the same rates or do some get special terms?

The short answer is to contact me and I will get the highest possible annuity quotes using our ‘real time’ annuity quotation system and my expertise.

Although some brokers may tell you otherwise everyone e.g. individual clients, annuity brokers, advisers and even the annuity providers themselves get the same underlying annuity rates and nobody gets a special annuity deal.

The best way to demonstrate this is to think of an annuity with no commission or adviser fee. An annuity quote on these terms will be exactly the same (assuming all the options and health information are the same) no matter whether it comes from a small financial adviser, the UK's largest annuity broker or the largest annuity provider.

You can find out this for yourself by getting annuity quotes on standard terms from any of the well-known annuity websites, including the Money Helper website (an arm’s-length body of HM Government) and the annuity quotes will all be the same.

However, it possible that advisers like myself can get you a higher annuity quotation than other brokers / advisers by using expertise and experience to get a higher enhancement for certain health/medical conditions.

it is also possible to get you a higher annuity quotation by making the cost of advice lower than other brokers or advisers – see next question.

How much does the website, broker or adviser get for arranging an annuity?

How do I make sure all my health / medical conditions are taken into consideration?

Which options are best for me?

Which is best; an annuity broker or an annuity adviser and what is the difference?

What are the three Golden Rules when arranging an annuity?